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Lifetime Capital Gains Exemption

  • Cher 

The Canadian Federation of Independent Business (CFIB) is urging the federal government to put an end to excluding family members from the lifetime capital gains exemption when business owners sell their companies to family members. What is the lifetime capital gains exemption (commonly known as… Read More »Lifetime Capital Gains Exemption

Succeeding at Succession

  • Cher 

In a 2018 article discussing succession planning (albeit at a high level) CPA magazine discusses some of the obvious as well as less obvious aspects of this inevitable part of a business� life cycle. According to the Family Business Institute, only about 30 per cent of… Read More »Succeeding at Succession


  • Cher 

Article in the Globe and Mail on Monday (December 9, 2019) where Rob Carrick attempts to reconcile the country�s fundamental consumer economics to the continued climb of the major Canadian housing markets. His conclusion: � In this light, it�s hard to see how Canada rates a… Read More »HOT HOUSING PRICES


  • Cher 

Way back in 1983, I was attending the University of Ottawa for the first year of my business degree. Introductory Economics courses, divided broadly between ‘Micro’ (personal money) and ‘Macro’ (global money) Economics, were mandatory and provided a foundation for understanding how money works. Part… Read More »ECONOMIC PRINCIPLES


  • Cher 

YOUR LIFE’S WORK CAN HAVE MULTI-GENERATIONAL IMPACT My grandmother was a wonderful woman. She had 8 children and lived to be an amazing 98 years old. She was a talented pianist who, even at an advanced age, entertained the other residents of her nursing home.… Read More »CREATING A LEGACY


  • Cher 

There are two main challenges in retirement planning: the first is achieving the necessary risk sensitive return on retirement assets; the second is establishing a retirement income that doesn�t overshoot or undershoot the retirement asset. There was good news, on both fronts, in the last… Read More »DEFER RETIREMENT INCOME